Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.

Check out our student loan forgiveness page for information about other types of loan forgiveness and discharge. You never have to pay for help with your student loans. Learn how to avoid student loan forgiveness scams.

Manage your student loans, apply for financial aid, and understand the aid process with Federal Student Aid.

Learn how to manage your student loans, find a repayment plan, understand how to make payments, explore your options, and get help if you've missed payments.

Federal student loans for college or career school include Direct Subsidized and Unsubsidized Loans, PLUS loans, and Direct Consolidation Loans.

Loan Simulator helps you estimate monthly student loan payments and choose a loan repayment option that best meets your needs and goals. You can also use it to decide whether to consolidate your student loans.

Compare federal student loan repayment plans, including the new Saving on a Valuable Education (SAVE) Plan, using our student loan calculator to see which plan best meets your goals.

The tool helps you review different student loan repayment plans and compare estimated monthly payments, total paid over time, and more. Under some income-driven repayment (IDR) plans, including the new Saving on a Valuable Education (SAVE) …

Federal Student Loans: Repaying Your Loans—Provides information about federal student loan repayment plan options, finding loan history and loan servicers, and making payments.

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