Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

When my credit card debt was sold to collections, I didn’t know what to do. Luckily, the solution was so easy that it almost ...

With credit card interest rates sitting at record highs and inflation continuing to strain household budgets, many Americans ...

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

In a bipartisan effort, Sen. Josh Hawley (R-Missouri) is teaming up with Sen. Bernie Sanders (I-Vermont), introducing a bill on Tuesday that would cap credit card interest rates at 10%.

Josh Hawley, Bernie Sanders Propose Capping Credit Card Interest Rates at 10% A new bipartisan bill introduced by a pair of ...

There are rules that dictate when a debt collector can call you — and how many times they're allowed to do it.

A bipartisan bill from Sens. Bernie Sanders and Josh Hawley aims to codify a campaign promise made by President Donald Trump ...