Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

With credit card interest rates sitting at record highs and inflation continuing to strain household budgets, many Americans have been struggling to keep up with their mounting credit card payments.

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

Hiranmayi Srinivasan is an Associate Editor for Investopedia. She has covered personal finance topics such as budgeting, saving, investing, and economic news at Investopedia since 2021, and has ...