Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

When my credit card debt was sold to collections, I didn’t know what to do. Luckily, the solution was so easy that it almost ...

With credit card interest rates sitting at record highs and inflation continuing to strain household budgets, many Americans ...

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

Start reducing your high-rate credit card debt here. Think a debt relief service, which ranges from everything from credit ...

Managing debt can feel like an uphill battle. From credit card balances to medical bills, many consumers find themselves ...

In a bipartisan effort, Sen. Josh Hawley (R-Missouri) is teaming up with Sen. Bernie Sanders (I-Vermont), introducing a bill on Tuesday that would cap credit card interest rates at 10%.

Josh Hawley, Bernie Sanders Propose Capping Credit Card Interest Rates at 10% A new bipartisan bill introduced by a pair of ...

Filing for bankruptcy could be a smart move in certain cases, but in others, debt relief could make more sense.