Rising home insurance costs are straining budgets, but there are ways to lower your premium without sacrificing protection.

High liability limits available up to $100 million ... No banned dog list. Home insurance rates are higher than many competitors but policies include superior coverage. 3-Year Complaint Trend ...

A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you.

The latter offers extended coverage for jewelry, liability and covers more situations than a standard homeowners insurance policy. Add-on options include computer coverage, sump pump backup ...

Most AAA homeowners insurance meets HO-3 standards, meaning it covers your home, personal property and liability. However, policy options and discounts vary depending on the AAA club you belong to.

Expensive items usually have limits set per item. Make sure your home insurance policy provides enough coverage for all your valuables. You might need to add extra coverage for these items. Liability ...

Liability-only car insurance costs an average of 62% less than full coverage insurance. Read our guide to find the best cheap liability-only car insurance.

What if I Can’t Qualify for Homeowners Insurance in California? The California FAIR Plan is the insurer of last resort. It provides basic fire insurance for individuals and businesses that cannot ...

Allstate is increasing homeowners insurance rates in Illinois ... said the California wildfires will create a massive insurance liability that may raise rates down the road for neighboring states ...

The latter offers extended coverage for jewelry, liability and covers more situations than a standard homeowners insurance policy. Add-on options include computer coverage, sump pump backup ...